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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,530 | $168,635-80.7% | $147,617-78.0% | $125,389-74.1% |
| Participation rate | 42.9% | 88.8%-45.9pp | 84.6%-41.8pp | 83.2%-40.3pp |
| Annual return | -4.11% | 77.65%-81.8pp | 61.98%-66.1pp | 282.24%-286.3pp |
| Employer contribution / active EE | $1,973 | $6,252-68.4% | $5,564-64.5% | $4,866-59.4% |
| Participant deferral / active EE | $5,781 | $5,507+5.0% | $4,895+18.1% | $5,352+8.0% |
| Admin fee / account holder | $0 | $13,580-100.0% | $11,612-100.0% | $9,541-100.0% |