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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,132 | $209,422-44.5% | $178,503-34.9% | $158,982-27.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 17.95% | 188.81%-170.9pp | 151.12%-133.2pp | 302.99%-285.0pp |
| Employer contribution / active EE | $3,407 | $5,707-40.3% | $5,011-32.0% | $4,763-28.5% |
| Participant deferral / active EE | $14,781 | $5,955+148.2% | $5,202+184.1% | $5,983+147.0% |
| Admin fee / account holder | $2,093 | $17,079-87.7% | $13,987-85.0% | $11,252-81.4% |