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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,891 | $202,342-56.6% | $172,753-49.1% | $152,909-42.5% |
| Participation rate | 44.4% | 87.1%-42.6pp | 82.6%-38.2pp | 82.5%-38.0pp |
| Annual return | 17.26% | 1029.88%-1012.6pp | 803.00%-785.7pp | 345.46%-328.2pp |
| Employer contribution / active EE | $1,441 | $5,857-75.4% | $5,144-72.0% | $4,764-69.8% |
| Participant deferral / active EE | $5,765 | $5,948-3.1% | $5,198+10.9% | $5,851-1.5% |
| Admin fee / account holder | $25 | $17,112-99.9% | $13,956-99.8% | $11,601-99.8% |