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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,835 | $149,040-53.8% | $120,225-42.7% | $137,256-49.8% |
| Participation rate | 81.8% | 75.4%+6.4pp | 69.6%+12.2pp | 80.0%+1.9pp |
| Annual return | 15.12% | 605.68%-590.6pp | 439.23%-424.1pp | 220.34%-205.2pp |
| Employer contribution / active EE | $1,094 | $4,350-74.9% | $3,475-68.5% | $4,156-73.7% |
| Participant deferral / active EE | $4,354 | $4,655-6.5% | $3,999+8.9% | $6,407-32.0% |
| Admin fee / account holder | $846 | $6,348-86.7% | $5,696-85.2% | $12,270-93.1% |