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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,157 | $169,361-67.4% | $129,397-57.4% | $145,877-62.2% |
| Participation rate | 83.3% | 76.5%+6.9pp | 69.6%+13.7pp | 80.3%+3.0pp |
| Annual return | 14.96% | 14395.54%-14380.6pp | 9453.98%-9439.0pp | 551.28%-536.3pp |
| Employer contribution / active EE | $1,279 | $5,542-76.9% | $4,154-69.2% | $4,663-72.6% |
| Participant deferral / active EE | $3,702 | $4,987-25.8% | $4,167-11.2% | $6,691-44.7% |
| Admin fee / account holder | $738 | $9,903-92.5% | $7,679-90.4% | $13,402-94.5% |