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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,157 | $169,356-67.4% | $129,406-57.4% | $145,897-62.2% |
| Participation rate | 83.3% | 76.5%+6.8pp | 69.6%+13.7pp | 80.3%+3.0pp |
| Annual return | 14.96% | 14418.62%-14403.7pp | 9468.18%-9453.2pp | 552.29%-537.3pp |
| Employer contribution / active EE | $1,279 | $5,542-76.9% | $4,155-69.2% | $4,663-72.6% |
| Participant deferral / active EE | $3,702 | $4,987-25.8% | $4,167-11.2% | $6,689-44.7% |
| Admin fee / account holder | $738 | $9,915-92.6% | $7,689-90.4% | $13,390-94.5% |