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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,717 | $127,387-84.5% | $115,038-82.9% | $125,389-84.3% |
| Participation rate | 81.8% | 84.2%-2.3pp | 81.4%+0.5pp | 83.2%-1.4pp |
| Annual return | -1.88% | 31.28%-33.2pp | 26.14%-28.0pp | 282.24%-284.1pp |
| Employer contribution / active EE | $6,305 | $5,166+22.1% | $4,608+36.8% | $4,866+29.6% |
| Participant deferral / active EE | $5,933 | $6,423-7.6% | $6,026-1.6% | $5,352+10.9% |
| Admin fee / account holder | $860 | $9,516-91.0% | $8,175-89.5% | $9,541-91.0% |