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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,222 | $82,678-50.1% | $125,391-67.1% | $68,490-39.8% |
| Participation rate | 75.8% | 75.1%+0.7pp | 82.4%-6.6pp | 67.9%+7.9pp |
| Annual return | 9.30% | -5.97%+15.3pp | 572.41%-563.1pp | -7.85%+17.2pp |
| Employer contribution / active EE | $2,006 | $3,382-40.7% | $4,816-58.3% | $2,597-22.7% |
| Participant deferral / active EE | $4,995 | $6,111-18.3% | $7,448-32.9% | $4,028+24.0% |
| Admin fee / account holder | $1,800 | $6,277-71.3% | $10,009-82.0% | $5,403-66.7% |