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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,891 | $98,776-59.6% | $149,745-73.4% | $79,856-50.0% |
| Participation rate | 87.2% | 75.8%+11.4pp | 82.5%+4.7pp | 69.6%+17.5pp |
| Annual return | 15.70% | 27.38%-11.7pp | 276.72%-261.0pp | 31.71%-16.0pp |
| Employer contribution / active EE | $2,638 | $3,217-18.0% | $4,646-43.2% | $2,471+6.7% |
| Participant deferral / active EE | $3,895 | $5,681-31.4% | $6,843-43.1% | $3,741+4.1% |
| Admin fee / account holder | $1,572 | $6,053-74.0% | $9,312-83.1% | $5,306-70.4% |