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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,986 | $162,821+54.1% | $133,978+87.3% | $158,982+57.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 13.93% | 41.95%-28.0pp | 45.10%-31.2pp | 302.99%-289.1pp |
| Employer contribution / active EE | $12,062 | $4,976+142.4% | $3,919+207.8% | $4,763+153.2% |
| Participant deferral / active EE | $6,895 | $5,910+16.7% | $5,047+36.6% | $5,983+15.2% |
| Admin fee / account holder | $1,631 | $11,742-86.1% | $8,930-81.7% | $11,252-85.5% |