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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,986 | $162,781+54.2% | $133,956+87.4% | $158,931+57.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 13.93% | 41.94%-28.0pp | 45.09%-31.2pp | 302.86%-288.9pp |
| Employer contribution / active EE | $12,062 | $4,975+142.4% | $3,919+207.8% | $4,761+153.3% |
| Participant deferral / active EE | $6,895 | $5,911+16.6% | $5,048+36.6% | $5,982+15.3% |
| Admin fee / account holder | $1,631 | $11,736-86.1% | $8,927-81.7% | $11,247-85.5% |