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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,344 | $166,242+60.2% | $165,071+61.4% | $145,884+82.6% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 11.28% | 100.44%-89.2pp | 70.17%-58.9pp | 551.85%-540.6pp |
| Employer contribution / active EE | $11,458 | $5,283+116.9% | $4,347+163.6% | $4,662+145.8% |
| Participant deferral / active EE | $9,508 | $6,964+36.5% | $6,035+57.5% | $6,690+42.1% |
| Admin fee / account holder | $2,088 | $16,658-87.5% | $12,695-83.6% | $13,392-84.4% |