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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,645 | $142,409+99.9% | $119,634+137.9% | $134,545+111.6% |
| Participation rate | 71.4% | 82.8%-11.4pp | 79.3%-7.8pp | 81.2%-9.8pp |
| Annual return | -15.04% | -12.46%-2.6pp | -14.98%-0.1pp | 418.37%-433.4pp |
| Employer contribution / active EE | $9,545 | $5,224+82.7% | $4,232+125.5% | $4,742+101.3% |
| Participant deferral / active EE | $6,859 | $6,468+6.1% | $5,601+22.5% | $6,401+7.2% |
| Admin fee / account holder | $2,266 | $13,594-83.3% | $10,329-78.1% | $11,431-80.2% |