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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,590 | $115,225-53.5% | $100,712-46.8% | $138,895-61.4% |
| Participation rate | 91.7% | 74.3%+17.3pp | 69.3%+22.4pp | 79.9%+11.7pp |
| Annual return | 20.73% | 40.35%-19.6pp | 33.27%-12.5pp | 145.39%-124.7pp |
| Employer contribution / active EE | $5,004 | $2,771+80.6% | $2,313+116.4% | $4,194+19.3% |
| Participant deferral / active EE | $9,263 | $4,699+97.1% | $4,085+126.7% | $6,396+44.8% |
| Admin fee / account holder | $10,869 | $10,844+0.2% | $9,256+17.4% | $12,562-13.5% |