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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,390 | $111,785-63.0% | $93,669-55.8% | $145,877-71.6% |
| Participation rate | 92.3% | 74.2%+18.1pp | 68.7%+23.6pp | 80.3%+12.0pp |
| Annual return | 47.68% | 203.79%-156.1pp | 133.59%-85.9pp | 551.28%-503.6pp |
| Employer contribution / active EE | $3,124 | $3,096+0.9% | $2,424+28.9% | $4,663-33.0% |
| Participant deferral / active EE | $0 | $4,919-100.0% | $4,416-100.0% | $6,691-100.0% |
| Admin fee / account holder | $738 | $10,256-92.8% | $8,291-91.1% | $13,402-94.5% |