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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,390 | $111,787-63.0% | $93,681-55.8% | $145,978-71.6% |
| Participation rate | 92.3% | 74.2%+18.1pp | 68.7%+23.6pp | 80.3%+12.0pp |
| Annual return | 47.68% | 203.52%-155.8pp | 133.47%-85.8pp | 550.52%-502.8pp |
| Employer contribution / active EE | $3,124 | $3,093+1.0% | $2,422+29.0% | $4,662-33.0% |
| Participant deferral / active EE | $0 | $4,918-100.0% | $4,415-100.0% | $6,690-100.0% |
| Admin fee / account holder | $738 | $10,256-92.8% | $8,290-91.1% | $13,400-94.5% |