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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,946 | $95,895-88.6% | $79,576-86.2% | $134,509-91.9% |
| Participation rate | 92.3% | 75.0%+17.3pp | 69.5%+22.8pp | 81.2%+11.1pp |
| Annual return | -33.18% | -2.72%-30.5pp | 0.15%-33.3pp | 418.13%-451.3pp |
| Employer contribution / active EE | $3,173 | $3,128+1.4% | $2,413+31.5% | $4,741-33.1% |
| Participant deferral / active EE | $6,058 | $4,693+29.1% | $3,985+52.0% | $6,400-5.4% |
| Admin fee / account holder | $455 | $9,129-95.0% | $6,834-93.3% | $11,427-96.0% |