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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,946 | $95,917-88.6% | $79,583-86.2% | $134,545-91.9% |
| Participation rate | 92.3% | 75.0%+17.3pp | 69.5%+22.8pp | 81.2%+11.1pp |
| Annual return | -33.18% | -2.70%-30.5pp | 0.16%-33.3pp | 418.37%-451.6pp |
| Employer contribution / active EE | $3,173 | $3,129+1.4% | $2,414+31.5% | $4,742-33.1% |
| Participant deferral / active EE | $6,058 | $4,694+29.1% | $3,986+52.0% | $6,401-5.4% |
| Admin fee / account holder | $455 | $9,132-95.0% | $6,835-93.3% | $11,431-96.0% |