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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,965 | $166,131+4.7% | $164,975+5.4% | $145,877+19.3% |
| Participation rate | 78.6% | 82.0%-3.4pp | 78.6%0pp | 80.3%-1.7pp |
| Annual return | 17.39% | 100.37%-83.0pp | 70.12%-52.7pp | 551.28%-533.9pp |
| Employer contribution / active EE | $4,432 | $5,276-16.0% | $4,343+2.1% | $4,663-5.0% |
| Participant deferral / active EE | $8,050 | $6,962+15.6% | $6,033+33.4% | $6,691+20.3% |
| Admin fee / account holder | $13,256 | $16,648-20.4% | $12,688+4.5% | $13,402-1.1% |