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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,766 | $131,835-66.8% | $108,582-59.7% | $273,972-84.0% |
| Participation rate | 76.2% | 83.5%-7.3pp | 79.6%-3.4pp | 83.0%-6.8pp |
| Annual return | 7.45% | -91.57%+99.0pp | -51.70%+59.1pp | 41.46%-34.0pp |
| Employer contribution / active EE | $2,880 | $4,913-41.4% | $3,758-23.4% | $4,869-40.9% |
| Participant deferral / active EE | $6,111 | $5,127+19.2% | $4,311+41.7% | $5,287+15.6% |
| Admin fee / account holder | $1,523 | $10,253-85.1% | $7,645-80.1% | $10,133-85.0% |