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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,440 | $154,159-24.5% | $130,026-10.4% | $139,456-16.5% |
| Participation rate | 93.3% | 82.0%+11.4pp | 78.5%+14.8pp | 80.3%+13.0pp |
| Annual return | 19.35% | 32.50%-13.2pp | -137.26%+156.6pp | 373.45%-354.1pp |
| Employer contribution / active EE | $4,970 | $5,292-6.1% | $4,321+15.0% | $4,753+4.6% |
| Participant deferral / active EE | $8,871 | $6,710+32.2% | $5,821+52.4% | $6,711+32.2% |
| Admin fee / account holder | $1,883 | $14,001-86.6% | $10,608-82.3% | $11,407-83.5% |