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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,442 | $85,766-57.5% | $136,295-73.3% | $70,131-48.0% |
| Participation rate | 90.7% | 74.2%+16.5pp | 81.9%+8.8pp | 69.5%+21.2pp |
| Annual return | 20.17% | 31.45%-11.3pp | 5155.97%-5135.8pp | 73.14%-53.0pp |
| Employer contribution / active EE | $3,074 | $2,966+3.6% | $4,695-34.5% | $2,342+31.2% |
| Participant deferral / active EE | $6,298 | $5,051+24.7% | $6,247+0.8% | $3,332+89.0% |
| Admin fee / account holder | $580 | $5,420-89.3% | $9,243-93.7% | $4,645-87.5% |