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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,618 | $82,678-36.4% | $125,391-58.0% | $68,490-23.2% |
| Participation rate | 84.4% | 75.1%+9.4pp | 82.4%+2.1pp | 67.9%+16.5pp |
| Annual return | -4.39% | -5.97%+1.6pp | 572.41%-576.8pp | -7.85%+3.5pp |
| Employer contribution / active EE | $2,861 | $3,382-15.4% | $4,816-40.6% | $2,597+10.2% |
| Participant deferral / active EE | $6,525 | $6,111+6.8% | $7,448-12.4% | $4,028+62.0% |
| Admin fee / account holder | $20,364 | $6,277+224.4% | $10,009+103.5% | $5,403+276.9% |