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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,000 | $77,817-48.6% | $123,553-67.6% | $64,173-37.7% |
| Participation rate | 86.7% | 74.7%+12.0pp | 82.3%+4.4pp | 69.6%+17.1pp |
| Annual return | -9.16% | 12.49%-21.6pp | 119.21%-128.4pp | 7.63%-16.8pp |
| Employer contribution / active EE | $3,020 | $3,014+0.2% | $4,628-34.8% | $2,381+26.8% |
| Participant deferral / active EE | $6,752 | $5,240+28.8% | $6,426+5.1% | $3,470+94.6% |
| Admin fee / account holder | $437 | $5,519-92.1% | $9,284-95.3% | $4,887-91.1% |