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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INS CO Service code 64 · EIN 04-1590850 | Recordkeeping Fees | $110,013 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $76,250 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $17,968 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,044 | $102,661+87.1% | $151,639+26.6% | $66,938+186.9% |
| Participation rate | 99.6% | 85.5%+14.0pp | 87.5%+12.1pp | 69.8%+29.7pp |
| Annual return | -17.45% | -10.81%-6.6pp | 3.34%-20.8pp | 1.58%-19.0pp |
| Employer contribution / active EE | $5,666 | $4,184+35.4% | $6,165-8.1% | $2,545+122.6% |
| Participant deferral / active EE | $16,356 | $6,645+146.1% | $8,363+95.6% | $4,238+285.9% |
| Admin fee / account holder | $765 | $630+21.4% | $11,613-93.4% | $594+28.9% |