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| Provider | Service type | Compensation |
|---|---|---|
Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $131,744 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $68,302 |
AB FUNDS4 years Service code 52 · EIN 13-4071393 | Indirect Investment Fees | $0 |
AMERICAN FUNDS4 years Service code 52 · EIN 95-6006886 | Indirect Investment Fees | $0 |
DELAWARE INVESTMENTS2 years Service code 52 · EIN 23-2450217 | Indirect Investment Fees | $0 |
DWS FUNDS2 years Service code 52 · EIN 13-2661231 | Indirect Investment Fees | $0 |
FRANKLIN TEMPLETON4 years Filed as: FRANKLINTEMPLETON Service code 52 · EIN 13-2573775 | Indirect Investment Fees | $0 |
INVESCO4 years Service code 52 · EIN 93-6305075 | Indirect Investment Fees | $0 |
MORGAN STANLEY SMITH BARNEY4 years Filed as: JP MORGAN Service code 52 · EIN 13-3963293 | Indirect Investment Fees | $0 |
PIONEER2 years Service code 52 · EIN 04-3453709 | Indirect Investment Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,300 | $136,307+39.6% | $177,848+7.0% | $73,497+158.9% |
| Participation rate | 98.6% | 86.1%+12.5pp | 87.7%+10.9pp | 70.7%+27.9pp |
| Annual return | 18.17% | 18.68%-0.5pp | 48.33%-30.2pp | 28.51%-10.3pp |
| Employer contribution / active EE | $5,394 | $3,712+45.3% | $5,919-8.9% | $2,270+137.6% |
| Participant deferral / active EE | $14,936 | $5,829+156.2% | $7,714+93.6% | $3,740+299.4% |
| Admin fee / account holder | $810 | $596+36.0% | $12,431-93.5% | $513+57.9% |