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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,749 | $124,330+114.6% | $109,173+144.3% | $167,536+59.2% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 14.59% | 26.04%-11.5pp | 25.75%-11.2pp | 478.82%-464.2pp |
| Employer contribution / active EE | $16,534 | $4,209+292.8% | $3,723+344.1% | $4,839+241.7% |
| Participant deferral / active EE | $7,873 | $5,256+49.8% | $4,654+69.2% | $6,342+24.1% |
| Admin fee / account holder | $2,254 | $7,974-71.7% | $6,755-66.6% | $12,315-81.7% |