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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,231 | $110,337+195.7% | $102,383+218.6% | $145,877+123.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.27% | 24.83%-11.6pp | 24.94%-11.7pp | 551.28%-538.0pp |
| Employer contribution / active EE | $18,101 | $4,216+329.3% | $3,870+367.7% | $4,663+288.2% |
| Participant deferral / active EE | $8,718 | $5,621+55.1% | $5,060+72.3% | $6,691+30.3% |
| Admin fee / account holder | $2,991 | $9,750-69.3% | $8,391-64.4% | $13,402-77.7% |