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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,266 | $99,345+52.3% | $84,753+78.5% | $273,972-44.8% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 7.41% | 22.93%-15.5pp | 22.78%-15.4pp | 41.46%-34.0pp |
| Employer contribution / active EE | $9,724 | $4,214+130.8% | $3,574+172.0% | $4,869+99.7% |
| Participant deferral / active EE | $5,657 | $4,270+32.5% | $3,712+52.4% | $5,287+7.0% |
| Admin fee / account holder | $12,131 | $6,645+82.5% | $5,333+127.5% | $10,133+19.7% |