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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,848 | $106,749+45.1% | $145,433+6.5% | $82,448+87.8% |
| Participation rate | 55.4% | 75.6%-20.3pp | 82.1%-26.8pp | 68.1%-12.7pp |
| Annual return | 14.96% | 27.59%-12.6pp | 66.58%-51.6pp | 41.64%-26.7pp |
| Employer contribution / active EE | $1,828 | $3,444-46.9% | $4,554-59.9% | $2,551-28.4% |
| Participant deferral / active EE | $4,287 | $6,519-34.2% | $7,897-45.7% | $4,139+3.6% |
| Admin fee / account holder | $505 | $8,390-94.0% | $13,129-96.2% | $7,234-93.0% |