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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,463 | $85,766-22.5% | $136,298-51.2% | $70,126-5.2% |
| Participation rate | 74.1% | 74.2%0pp | 81.9%-7.8pp | 69.5%+4.6pp |
| Annual return | 21.18% | 31.46%-10.3pp | 5156.27%-5135.1pp | 73.15%-52.0pp |
| Employer contribution / active EE | $1,758 | $2,966-40.7% | $4,696-62.6% | $2,343-25.0% |
| Participant deferral / active EE | $3,997 | $5,051-20.9% | $6,247-36.0% | $3,332+20.0% |
| Admin fee / account holder | $1,882 | $5,421-65.3% | $9,244-79.6% | $4,645-59.5% |