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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,540 | $109,908+10.6% | $97,161+25.1% | $145,978-16.7% |
| Participation rate | 66.7% | 75.9%-9.3pp | 72.7%-6.0pp | 80.3%-13.6pp |
| Annual return | 9.46% | 243.80%-234.3pp | 75.36%-65.9pp | 550.52%-541.1pp |
| Employer contribution / active EE | $2,559 | $3,077-16.9% | $2,723-6.1% | $4,662-45.1% |
| Participant deferral / active EE | $7,985 | $4,679+70.7% | $4,265+87.2% | $6,690+19.4% |
| Admin fee / account holder | $4,487 | $6,213-27.8% | $5,647-20.5% | $13,400-66.5% |