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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,454 | $113,338-37.0% | $94,993-24.8% | $147,586-51.6% |
| Participation rate | 62.5% | 78.0%-15.5pp | 73.9%-11.4pp | 82.8%-20.3pp |
| Annual return | 14.97% | 20.80%-5.8pp | 27.14%-12.2pp | 578.59%-563.6pp |
| Employer contribution / active EE | $2,360 | $3,160-25.3% | $2,603-9.4% | $4,876-51.6% |
| Participant deferral / active EE | $4,829 | $3,777+27.9% | $3,317+45.6% | $5,439-11.2% |
| Admin fee / account holder | $452 | $6,063-92.5% | $4,960-90.9% | $10,886-95.8% |