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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,753 | $107,809-27.9% | $90,657-14.2% | $135,380-42.6% |
| Participation rate | 50.0% | 78.0%-28.0pp | 74.0%-24.0pp | 82.6%-32.6pp |
| Annual return | -4.11% | -0.90%-3.2pp | 1.89%-6.0pp | 519.81%-523.9pp |
| Employer contribution / active EE | $1,394 | $3,018-53.8% | $2,532-44.9% | $4,779-70.8% |
| Participant deferral / active EE | $4,146 | $3,872+7.1% | $3,424+21.1% | $5,609-26.1% |
| Admin fee / account holder | $575 | $5,931-90.3% | $4,994-88.5% | $10,828-94.7% |