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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,010 | $197,819+23.3% | $155,789+56.6% | $125,389+94.6% |
| Participation rate | 60.0% | 82.1%-22.1pp | 76.1%-16.1pp | 83.2%-23.2pp |
| Annual return | -1.93% | 86.73%-88.7pp | 71.54%-73.5pp | 282.24%-284.2pp |
| Employer contribution / active EE | $7,883 | $4,850+62.5% | $3,839+105.4% | $4,866+62.0% |
| Participant deferral / active EE | $5,282 | $5,631-6.2% | $4,798+10.1% | $5,352-1.3% |
| Admin fee / account holder | $2,258 | $9,544-76.3% | $7,477-69.8% | $9,541-76.3% |