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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,778 | $232,540+8.3% | $185,117+36.0% | $147,586+70.6% |
| Participation rate | 77.8% | 82.4%-4.6pp | 77.3%+0.5pp | 82.8%-5.1pp |
| Annual return | 14.99% | 43.03%-28.0pp | 40.50%-25.5pp | 578.59%-563.6pp |
| Employer contribution / active EE | $8,860 | $5,195+70.5% | $4,182+111.9% | $4,876+81.7% |
| Participant deferral / active EE | $10,278 | $5,834+76.2% | $5,045+103.7% | $5,439+89.0% |
| Admin fee / account holder | $5,537 | $10,275-46.1% | $8,159-32.1% | $10,886-49.1% |