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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,862 | $211,239+77.9% | $178,528+110.5% | $145,877+157.7% |
| Participation rate | 87.5% | 80.8%+6.7pp | 77.1%+10.4pp | 80.3%+7.2pp |
| Annual return | 3.44% | 30.22%-26.8pp | 27.11%-23.7pp | 551.28%-547.8pp |
| Employer contribution / active EE | $12,238 | $4,570+167.8% | $3,950+209.8% | $4,663+162.4% |
| Participant deferral / active EE | $8,225 | $6,963+18.1% | $6,278+31.0% | $6,691+22.9% |
| Admin fee / account holder | $14,537 | $12,095+20.2% | $10,419+39.5% | $13,402+8.5% |