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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,789 | $156,398+15.0% | $147,318+22.0% | $138,895+29.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 12.37% | 78.75%-66.4pp | 70.43%-58.1pp | 145.39%-133.0pp |
| Employer contribution / active EE | $2,563 | $4,853-47.2% | $4,593-44.2% | $4,194-38.9% |
| Participant deferral / active EE | $7,422 | $8,237-9.9% | $7,906-6.1% | $6,396+16.0% |
| Admin fee / account holder | $16,319 | $14,976+9.0% | $13,708+19.1% | $12,562+29.9% |