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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,506 | $176,077-27.6% | $159,455-20.0% | $167,518-23.9% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 21.98% | 331.83%-309.9pp | 263.63%-241.6pp | 478.71%-456.7pp |
| Employer contribution / active EE | $2,076 | $5,298-60.8% | $4,830-57.0% | $4,838-57.1% |
| Participant deferral / active EE | $9,818 | $7,751+26.7% | $7,353+33.5% | $6,342+54.8% |
| Admin fee / account holder | $4,633 | $12,556-63.1% | $10,800-57.1% | $12,312-62.4% |