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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,913 | $148,623-2.5% | $135,974+6.6% | $139,466+3.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.14% | 79.30%-61.2pp | 68.30%-50.2pp | 373.66%-355.5pp |
| Employer contribution / active EE | $2,659 | $5,246-49.3% | $4,859-45.3% | $4,754-44.1% |
| Participant deferral / active EE | $7,360 | $8,103-9.2% | $7,760-5.2% | $6,712+9.7% |
| Admin fee / account holder | $1,894 | $12,406-84.7% | $10,767-82.4% | $11,409-83.4% |