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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,625 | $127,387-10.8% | $115,038-1.2% | $125,389-9.4% |
| Participation rate | 80.0% | 84.2%-4.2pp | 81.4%-1.4pp | 83.2%-3.2pp |
| Annual return | -0.20% | 31.28%-31.5pp | 26.14%-26.3pp | 282.24%-282.4pp |
| Employer contribution / active EE | $8,750 | $5,166+69.4% | $4,608+89.9% | $4,866+79.8% |
| Participant deferral / active EE | $14,137 | $6,423+120.1% | $6,026+134.6% | $5,352+164.2% |
| Admin fee / account holder | $16,893 | $9,516+77.5% | $8,175+106.6% | $9,541+77.1% |