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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,917 | $150,447+14.9% | $136,298+26.9% | $147,586+17.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.10% | 1049.15%-1033.1pp | 5156.27%-5140.2pp | 578.59%-562.5pp |
| Employer contribution / active EE | $12,291 | $5,256+133.8% | $4,696+161.8% | $4,876+152.1% |
| Participant deferral / active EE | $23,778 | $6,631+258.6% | $6,247+280.6% | $5,439+337.2% |
| Admin fee / account holder | $18,001 | $10,906+65.1% | $9,244+94.7% | $10,886+65.4% |