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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,348 | $157,304+56.6% | $141,197+74.5% | $152,909+61.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.58% | 64.34%-42.8pp | 71.41%-49.8pp | 345.46%-323.9pp |
| Employer contribution / active EE | $9,513 | $5,263+80.8% | $4,736+100.9% | $4,764+99.7% |
| Participant deferral / active EE | $14,891 | $7,111+109.4% | $6,710+121.9% | $5,851+154.5% |
| Admin fee / account holder | $9,600 | $12,126-20.8% | $10,265-6.5% | $11,601-17.2% |