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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,931 | $85,766-72.1% | $136,298-82.4% | $70,126-65.9% |
| Participation rate | 71.4% | 74.2%-2.7pp | 81.9%-10.5pp | 69.5%+1.9pp |
| Annual return | 17.44% | 31.46%-14.0pp | 5156.27%-5138.8pp | 73.15%-55.7pp |
| Employer contribution / active EE | $1,024 | $2,966-65.5% | $4,696-78.2% | $2,343-56.3% |
| Participant deferral / active EE | $3,462 | $5,051-31.5% | $6,247-44.6% | $3,332+3.9% |
| Admin fee / account holder | $2,167 | $5,421-60.0% | $9,244-76.6% | $4,645-53.4% |