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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,429 | $165,399-69.5% | $149,745-66.3% | $158,982-68.3% |
| Participation rate | 78.9% | 84.6%-5.6pp | 82.5%-3.5pp | 82.0%-3.0pp |
| Annual return | 19.18% | 348.34%-329.2pp | 276.72%-257.5pp | 302.99%-283.8pp |
| Employer contribution / active EE | $1,461 | $5,105-71.4% | $4,646-68.5% | $4,763-69.3% |
| Participant deferral / active EE | $4,905 | $7,183-31.7% | $6,843-28.3% | $5,983-18.0% |
| Admin fee / account holder | $1,413 | $10,811-86.9% | $9,312-84.8% | $11,252-87.4% |