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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,964 | $148,623-54.9% | $135,974-50.8% | $139,466-52.0% |
| Participation rate | 81.3% | 83.9%-2.6pp | 81.9%-0.7pp | 80.3%+0.9pp |
| Annual return | 18.11% | 79.30%-61.2pp | 68.30%-50.2pp | 373.66%-355.6pp |
| Employer contribution / active EE | $1,043 | $5,246-80.1% | $4,859-78.5% | $4,754-78.1% |
| Participant deferral / active EE | $5,150 | $8,103-36.4% | $7,760-33.6% | $6,712-23.3% |
| Admin fee / account holder | $6,152 | $12,406-50.4% | $10,767-42.9% | $11,409-46.1% |