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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,384 | $111,535+298.4% | $105,223+322.3% | $137,256+223.8% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 80.0%-5.0pp |
| Annual return | 15.49% | 237.85%-222.4pp | 180.65%-165.2pp | 220.34%-204.9pp |
| Employer contribution / active EE | $16,232 | $3,939+312.0% | $3,689+340.1% | $4,156+290.6% |
| Participant deferral / active EE | $13,375 | $5,500+143.2% | $5,072+163.7% | $6,407+108.8% |
| Admin fee / account holder | $11,281 | $9,721+16.0% | $8,859+27.3% | $12,270-8.1% |