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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,780 | $99,345+5.5% | $84,753+23.6% | $273,972-61.8% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 11.71% | 22.93%-11.2pp | 22.78%-11.1pp | 41.46%-29.7pp |
| Employer contribution / active EE | $14,910 | $4,214+253.8% | $3,574+317.1% | $4,869+206.2% |
| Participant deferral / active EE | $13,600 | $4,270+218.5% | $3,712+266.4% | $5,287+157.2% |
| Admin fee / account holder | $5,200 | $6,645-21.8% | $5,333-2.5% | $10,133-48.7% |