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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,678 | $114,119+6.6% | $107,187+13.5% | $138,895-12.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 18.23% | 273.21%-255.0pp | 204.55%-186.3pp | 145.39%-127.2pp |
| Employer contribution / active EE | $10,961 | $4,059+170.1% | $3,782+189.8% | $4,194+161.3% |
| Participant deferral / active EE | $7,920 | $5,538+43.0% | $5,096+55.4% | $6,396+23.8% |
| Admin fee / account holder | $3,782 | $10,024-62.3% | $9,162-58.7% | $12,562-69.9% |