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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,523 | $97,732-61.6% | $83,831-55.2% | $135,380-72.3% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -5.71% | 1287.56%-1293.3pp | 850.99%-856.7pp | 519.81%-525.5pp |
| Employer contribution / active EE | $6,557 | $4,222+55.3% | $3,631+80.6% | $4,779+37.2% |
| Participant deferral / active EE | $5,169 | $4,683+10.4% | $4,082+26.6% | $5,609-7.8% |
| Admin fee / account holder | $1,698 | $6,675-74.6% | $5,479-69.0% | $10,828-84.3% |