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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,330 | $81,476+9.6% | $102,383-12.7% | $80,925+10.4% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 10.77% | 25.59%-14.8pp | 24.94%-14.2pp | 35.65%-24.9pp |
| Employer contribution / active EE | $9,231 | $3,105+197.3% | $3,870+138.5% | $2,756+234.9% |
| Participant deferral / active EE | $6,446 | $3,871+66.5% | $5,060+27.4% | $4,299+50.0% |
| Admin fee / account holder | $981 | $6,717-85.4% | $8,391-88.3% | $6,940-85.9% |