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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,071 | $78,027+385.8% | $178,528+112.3% | $80,925+368.4% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.7%+32.3pp |
| Annual return | 12.39% | 18.09%-5.7pp | 27.11%-14.7pp | 35.65%-23.3pp |
| Employer contribution / active EE | $4,919 | $2,281+115.6% | $3,950+24.5% | $2,756+78.5% |
| Participant deferral / active EE | $17,793 | $4,408+303.7% | $6,278+183.4% | $4,299+313.9% |
| Admin fee / account holder | $29,647 | $7,168+313.6% | $10,419+184.5% | $6,940+327.2% |