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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,715 | $80,812+447.8% | $160,784+175.3% | $82,448+437.0% |
| Participation rate | 100.0% | 66.2%+33.8pp | 77.0%+23.0pp | 68.1%+31.9pp |
| Annual return | 13.25% | 100.59%-87.3pp | 1803.92%-1790.7pp | 41.64%-28.4pp |
| Employer contribution / active EE | $4,535 | $2,174+108.6% | $3,733+21.5% | $2,551+77.8% |
| Participant deferral / active EE | $16,341 | $4,335+276.9% | $6,293+159.7% | $4,139+294.8% |
| Admin fee / account holder | $6,853 | $7,695-10.9% | $9,717-29.5% | $7,234-5.3% |