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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,184 | $156,398-33.4% | $147,318-29.3% | $138,895-25.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.70% | 78.75%-61.0pp | 70.43%-52.7pp | 145.39%-127.7pp |
| Employer contribution / active EE | $983 | $4,853-79.8% | $4,593-78.6% | $4,194-76.6% |
| Participant deferral / active EE | $6,093 | $8,237-26.0% | $7,906-22.9% | $6,396-4.7% |
| Admin fee / account holder | $2,014 | $14,976-86.6% | $13,708-85.3% | $12,562-84.0% |