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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,218 | $76,551-71.0% | $123,894-82.1% | $62,881-64.7% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 6.30% | 18.68%-12.4pp | 47.52%-41.2pp | 20.14%-13.8pp |
| Employer contribution / active EE | $656 | $2,882-77.2% | $4,617-85.8% | $2,281-71.2% |
| Participant deferral / active EE | $5,515 | $4,840+13.9% | $5,984-7.8% | $3,203+72.2% |
| Admin fee / account holder | $1,190 | $4,826-75.3% | $8,357-85.8% | $4,296-72.3% |