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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,434 | $148,623-56.6% | $135,974-52.6% | $139,466-53.8% |
| Participation rate | 93.3% | 83.9%+9.5pp | 81.9%+11.4pp | 80.3%+13.0pp |
| Annual return | 18.15% | 79.30%-61.1pp | 68.30%-50.2pp | 373.66%-355.5pp |
| Employer contribution / active EE | $870 | $5,246-83.4% | $4,859-82.1% | $4,754-81.7% |
| Participant deferral / active EE | $5,288 | $8,103-34.7% | $7,760-31.9% | $6,712-21.2% |
| Admin fee / account holder | $4,724 | $12,406-61.9% | $10,767-56.1% | $11,409-58.6% |